Citi MYS CTSM KL - AML FIU Analyst in Malaysia

  • Primary Location: Malaysia,Wilayah Persekutuan,Kuala Lumpur

  • Education: Bachelor's Degree

  • Job Function: Operations

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: No

  • Job ID: 18023502


Business Unit: Citi AML Monitoring & Investigations

AML Monitoring & Investigations mitigates money laundering and terrorist financing risks for Citi and its customers in the global marketplace It uses skilled analysts, state-of-the-art technology and globally standard policies and procedures to ensure effective monitoring and reporting of suspicious activities

Purpose of Role:

  • Monitoring of corporate and/or retail banking client transactions to detect any suspicions of money laundering Decision-making on when to escalate or close a case

Key responsibilities

  • Serving as Subject Matter Expert for multiple products in the analysis of alerts and investigation of transactional activities to detect any suspicions of money laundering or terrorist financing activity

  • Providing training and mentoring to analysts on investigative techniques, internal systems, products, money laundering policies and regulations

  • Conducting searches, gathering data and recording evidence from Citi internal systems, the Internet, commercial databases and enquiries from Business or Compliance contacts within Citi

  • Accumulating facts from investigations to be utilized in presentations to Senior Management and Compliance

  • Reporting unusual client activities which might relate to money laundering or terrorist financing

  • Reviewing Analysts’ recommendations for further enquiry, escalation or closure

  • Submitting requests for further information or suspicious activity recommendations

  • Authorizing closure of cases

  • Performing peer review of investigations to ensure appropriate disposition was recommended by analyst

  • Supporting the successful accomplishment of internal Risk and Control, and Self-Assessment (RCSA) policies as they apply to the department

  • Implementing integrated processes and procedures aimed at meeting internal and external regulatory or policy guidance

  • Conducting alert investigation using global standard policies, procedures and tools aimed at meeting internal and external regulatory requirements

  • Operating within agreed business SLAs and confidentiality standards

  • Advocating for the business in matters relating to Compliance and/or Audit

  • Maintaining a proactive curiosity and pursue investigations to a higher degree of diligence than normally required for the standard due diligence

  • Supporting implementation of new products during UAT of systems and processes

  • Building and applying knowledge of money laundering processes



Skills and competencies:

  • A person in this role has a passion for uncovering the truth and exposing potential criminal activities. He/she has a genuine interest in the news and current affairs with the ability of cross referencing them during investigations. He/she is methodical, analytical, open minded and have the desire to thoroughly and accurately research, extract, compile and connect information from various sources. Additional requirements:

  • Good knowledge of English and high standard of written and oral communication skills

  • Strong analytical skills and attention to detail

  • Good at decision making

  • Demonstrated initiative and creativity in problem solving

  • Development Value: building AML expertise.

  • Good understanding of Windows applications (Word, Excel, etc.) and Internet & commercial database searches


  • Required: Total 3 - 5 years’ of working experience, preferably in banking industry

  • 1 year experience in AML Monitoring

  • Understanding of AML Monitoring Processes


  • Banking / Finance / Business background

  • Demonstrated ability to work independently, interact effectively, with different levels of management and to operate with excellent corporate work ethics (timely, honest, respectful and considerate to co-workers)