Citi MYS CTSM KL - AML Operations Analyst in Malaysia

  • Primary Location: Malaysia

  • Education: Bachelor's Degree

  • Job Function: Operations

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: No

  • Job ID: 17049349


AML Monitoring & Investigations mitigates money laundering and terrorist financing risks for Citi and its customers in the global marketplace. It uses skilled analysts, state-of-the-art technology and globally standard policies and procedures to ensure effective monitoring and reporting of suspicious activities.

Purpose of Role:

Monitoring of corporate and/or retail banking client transactions to detect any suspicions of money laundering. Decision-making on when to escalate or close a case.

Key Responsibilities:

  • Serving as Subject Matter Expert for multiple products in the analysis of alerts and investigation of transactional activities to detect any suspicions of money laundering or terrorist financing activity

  • Providing training and mentoring to analysts on investigative techniques, internal systems, products, money laundering policies and regulations

  • Conducting searches, gathering data and recording evidence from Citi internal systems, the Internet, commercial databases and enquiries from Business or Compliance contacts within Citi

  • Accumulating facts from investigations to be utilized in presentations to Senior Management and Compliance

  • Reporting unusual client activities which might relate to money laundering or terrorist financing

  • Reviewing Analysts’ recommendations for further enquiry, escalation or closure.

  • Submitting requests for further information or suspicious activity recommendations

  • Authorizing closure of cases

  • Performing peer review of investigations to ensure appropriate disposition was recommended by analyst

  • Supporting the successful accomplishment of internal Risk and Control, and Self-Assessment (RCSA) policies as they apply to the department

  • Implementing integrated processes and procedures aimed at meeting internal and external regulatory or policy guidance

  • Conducting alert investigation using global standard policies, procedures and tools aimed at meeting internal and external regulatory requirements

  • Operating within agreed business SLAs and confidentiality standards

  • Advocating for the business in matters relating to Compliance and/or Audit

  • Maintaining a proactive curiosity and pursue investigations to a higher degree of diligence than normally required for the standard due diligence

  • Supporting implementation of new products during UAT of systems and processes

  • Building and applying knowledge of money laundering processes


Skills and Competencies:

  • A person in this role has a passion for uncovering the truth and exposing potential criminal activities

  • He/she has a genuine interest in the news and current affairs with the ability of cross referencing them during investigations

  • He/she is methodical, analytical, open minded and have the desire to thoroughly and accurately research, extract, compile and connect information from various sources

Additional Requirements:

  • Good knowledge of English and high standard of written and oral communication skills

  • Thai language proficiency is a must

  • Strong analytical skills and attention to detail

  • Good at decision making

  • Demonstrated initiative and creativity in problem solving

Development Value: building AML expertise

  • Good understanding of Windows applications (Word, Excel, etc.) and Internet & commercial database searches Check out the Competency Model for the role, where you can find more information on common and unique competencies together with exemplary behaviors and specific developmental actions

Experience Required:

  • 1 year experience in AML Monitoring

  • Understanding of AML Monitoring Processes Qualifications

  • Banking / Finance / Business background

  • Demonstrated ability to work independently, interact effectively, with different levels of management and to operate with excellent corporate work ethics (timely, honest, respectful and considerate to co-workers)